Get to know more on Paralegal Credit Fix
We are a Full Time, Full Service Credit Restoration Company that helps people improve their credit score so they can achieve their goals. We are way more than just a credit repair company.
For over 26 years we have been providing accurate and trusted services at a low cost with excellent customer service in all 50 states.
We are available Monday – Friday from 9:00 am – 6:00 pm CST and Saturdays from 10:00 am – 1:00 pm. Additional times are available by appointment. We are closed on Sundays.
Free analysis of your free credit report that you can download from https://www.creditkarma.com/signup
We’ll go over the specific details of your credit history with you and identify what items in your history are damaging your credit. We will also analyze your positive credit and explain how to optimize your report using techniques for paying bills and opening or closing credit. You are billed nothing until this is complete and you’ve decided to move forward with our service. Truly no obligation. Whether or not you sign up, we bet you’ll learn something.
Credit damage is only part of what influences your credit report. You need to build a balanced report by continuously generating new months of positive history. Also, the balance of your existing credit is extremely important to keep under 25% on each open account. We will show you how.
A credit report is a track record of both your personal and financial credit information. Which includes information taken from public records, personal identification and debt information.
Your credit score is a number that is calculated based on your credit history such as credit cards, loans, and mortgage history that is used to predict the likelihood that you will default on a debt. Your credit score can be between 330 – 850.
Enacted in 1970 by the United States Federal Government (15 U.S.C. § 1681), this legislation is meant to protect consumers and making sure their information being reporting to credit reporting agencies is private, accurate, and fair.
There are 3 major credit bureaus: Equifax, Transunion, and Experian
Each credit bureau has access to different information. As a result, different information creates different scores. The advantage of a 3-bureau report is readily identifying discrepancies: just because you don’t have a collection on one report doesn’t mean it doesn’t exist if another bureau is reporting that collection.
Within 48 hours from the time you sign up our specialists will prepare your documents addressing the inaccurate items on your credit reports and mail them within another 48 hours.
Approximately 45 days from the time you sign up you will receive an update via email that will show you the new credit scores, deletions and if we need do a follow up for you that is included in your initial fee.
Our credit service specialists are the only ones who will see your credit reports, however if you are applying for a job, employers may review your credit file and if you are in the process of trying to get financing on a home, auto, credit card, charge card or personal loan.
We understand that you have placed your trust in us and we take that responsibility seriously.This is why we want you to feel safe when working with us. The Paralegal Credit Fix is committed to quality, achieving results, and providing “5 star level” client support.
That you can cancel your service at any time
That no one will over-promise or guarantee a specific outcome
That your private information will be protected and secure
That you will be treated professionally and courteously
That all of your requests will be responded to in a timely manner
The difference between your credit score on a monitoring site versus what a lender will check is that random sites may use get scores from one or two bureaus, but they might not have your score from all three credit bureaus. In addition, a lender will count paid collections against your score whereas a credit monitoring site might not.
No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.
NO! One of the biggest misconceptions among customers is that paying a collection will cause the score to go up. This is not true. In fact, your score is likely to go down.
Still Have Questions?
Call us now for a FREE consultation!
We are committed to customer service and we strive to please all of our clients. We help you identify damaging inaccuracies on your credit and get them removed!
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All Rights Reserved. USA
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