Get to know more on Paralegal Credit Fix

A credit report is a track record of both your personal and financial credit information. Which includes information taken from public records, personal identification and debt information.

Your credit score is a number that is calculated based on your credit history such as credit cards, loans, and mortgage history that is used to predict the likelihood that you will default on a debt.  Your credit score can be between 330 – 850.

Enacted in 1970 by the United States Federal Government (15 U.S.C. § 1681), this legislation is meant to protect consumers and making sure their information being reporting to credit reporting agencies is private, accurate, and fair.

There are 3 major credit bureaus: Equifax, Transunion, and Experian

Each credit bureau has access to different information. As a result, different information creates different scores. The advantage of a 3-bureau report is readily identifying discrepancies: just because you don’t have a collection on one report doesn’t mean it doesn’t exist if another bureau is reporting that collection.

Within 48 hours from the time you sign up our specialists will prepare your documents addressing the inaccurate items on your credit reports and mail them within another 48 hours.
Approximately 45 days from the time you sign up you will receive an update via email that will show you the new credit scores, deletions and if we need do a follow up for you that is included in your initial fee. 

Our credit service specialists are the only ones who will see your credit reports, however if you are applying for a job, employers may review your credit file and if you are in the process of trying to get financing on a home, auto, credit card, charge card or personal loan.

We understand that you have placed your trust in us and we take that responsibility seriously.This is why we want you to feel safe when working with us. The Paralegal Credit Fix is committed to quality, achieving results, and providing “5 star level” client support.
We promise:
That you can cancel your service at any time
That no one will over-promise or guarantee a specific outcome
That your private information will be protected and secure
That you will be treated professionally and courteously
That all of your requests will be responded to in a timely manner

The difference between your credit score on a monitoring site versus what a lender will check is that random sites may use get scores from one or two bureaus, but they might not have your score from all three credit bureaus. In addition, a lender will count paid collections against your score whereas a credit monitoring site might not.

No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.

NO! One of the biggest misconceptions among customers is that paying a collection will cause the score to go up. This is not true. In fact, your score is likely to go down.